If you live in or around Liverpool and you are looking for an Independent Financial Adviser for pension advice or company pension advice in Liverpool then we recommend a national firm of retirement specialists, Retirement Solutions.

They have over 20 advisers nationwide and as their name suggest specialise in retirement planning and pension solutions. Meetings can be held in the comfort of your own home.

Advice on:

Individual Pensions Advice
Group Pensions Advice
Stakeholder Pensions
Company Pensions
Corporate Pensions
Group SIPP Pensions

Office Address: 40-46 Dale Street, Liverpool, L2 5SF

You can call Retirement Solutions direct on 0800 043 6701

Take a look at the new website for annuity rates.

If you live in or around Manchester and you are looking for an Independent Financial Adviser then we recommend a national firm of retirement specialists, Retirement Solutions

They have over 20 advisers nationwide and as their name suggest specialise in retirement planning and pension solutions. Meetings can be held in the comfort of your own home.

Advice on:

Individual Pensions Advice
Group Pensions Advice
Stakeholder Pensions
Company Pensions
Corporate Pensions
Group SIPP Pensions

Office Address: 1 New York Street, Manchester, M2 3AZ

You can call Retirement Solutions direct on 0800 043 6701

The Annuity Calculator on this page is to get annuity quotes.

By definition, an annuity is a series of fixed payments over a certain amount of time.

Because converting your pension fund into an income for life is one of the most important financial decisions you will ever take in your life we recommend that you consult an Independent Financial Advisor who will advise you on the best option for you.

This will include an assesment on whether you have access to a guaranteed annuity rate option with your existing pension savings scheme or whether you should consider the “open market option”, where you may transfer your funds to another pension annuity provider.

A pension annuity is simply a way to convert your pension fund into income for the rest of your life. Using the annuity calculator uk you have the choice of taking any tax free cash (normally a maximum of 25% of the pension fund) you are entitled to before the annuity is set up. At any point in time an older person will receive a greater income than a younger person for each £1000 converted, this is because of life expectancy. The general level of annuity rates fluctuates from time to time. The income payment is determined at outset and guaranteed throughout your lifetime. The annuity can be for a level amount or it may increase each year, e.g. by 5%. Your income will be paid regularly direct into your bank account.

Using a Pension Annuity Calculator can save considerable time. This is because if you want to amend your first annuity quote then keep going back to your pension provider will be frustrating and time consuming.

Instead use an annuity calculator to keep changing your quotes. There are lots of these calculator outs there on the web.

What are the options you need to consider?

Indexation, increases in the payments eac year

Guarantee, payments continue in the event of early death for a set period of time once the pe nsion has started

Spouse or partners pension, do you want your annuity to continue to your spouse in the event of your death, sometimes called joint life annuity.

Welcome to Annuity Calculator UK

Here you can find lots of information about annuity rates.